Question 1

Who does ADI work with?

Accepted Answer

ADI works with construction contractors financing equipment purchases and equipment dealers supporting those transactions.

Question 2

What does ADI do?

Accepted Answer

ADI prepares and submits the financing file to a lender partner. ADI is not the lender and does not make credit decisions.

Question 3

Who decides whether financing is approved and sets terms?

Accepted Answer

The lender partner makes the credit decision and sets any terms. ADI cannot guarantee approval.

Question 4

Does a borrower pay an advance fee to obtain a loan?

Accepted Answer

Borrowers do not pay an advance fee to obtain a loan.

Question 5

Is an inquiry a credit application?

Accepted Answer

No. The inquiry is for initial contact and basic equipment-purchase details; it is not a credit application. Do not use it for sensitive documents or personal financial information.

Question 6

What does ADI not do?

Accepted Answer

ADI is not the lender or lessor, does not make credit decisions, does not hold funds, and does not carry equipment inventory. ADI prepares and submits the financing file for lender review.

Question 7

Are approval or rates guaranteed?

Accepted Answer

No. Approval, rates, terms, and funding are not guaranteed. The lender—not ADI—decides whether to approve and sets the terms.

Question 8

What happens when I submit equipment details to TreadHatch?

Accepted Answer

The details go to staff review as an inquiry. The submission does not create or publish a public listing. TreadHatch does not currently offer public inventory browsing, offers, purchases, inspections, market-based pricing, or transport arrangements.